TERMS OF SERVICE

Subject to the terms and conditions set forth in these Terms of Service to which you have agreed (Agreement), HBT grants you a license that is non-exclusive, non-transferable, with a limited right to access, use and display this Site and the informational materials (Materials) contained in the Site. You agree not to interrupt or attempt to interrupt the operation of the Site in any way.

Any and all visitors to our site, despite whether they are registered or not, shall be deemed as "users" of the herein contained Services provided for the purpose of this Terms of Service. Once an individual registers for our Services, through the process of creating an account, the user shall then be considered a "member."

HBT authorizes members to view and download the Materials at this Site for your personal, non-commercial use only. This authorization is not a transfer of title in the Materials or copies of the Materials and is subject to the following restrictions: 1) you must retain, on all copies of the Materials downloaded, all copyright and other proprietary notices contained in the Materials; 2) you may not modify the Materials in any way or reproduce or publicly display, perform, or distribute or otherwise use them for any public or commercial purpose; and 3) you must not transfer the Materials to any other person unless you give them notice of, and they agree to accept, the obligations arising under these Terms of Service. You agree to abide by all additional restrictions displayed on the Site as it may be updated from time to time. By using the Site, you acknowledge and agree that all content, including but not limited to text, software, music, sound, photographs, graphics, video, or other material contained in advertisements or information presented to you on this Site is protected by our or other third parties' copyrights, trademarks, service marks, patents, or other proprietary rights and laws. You agree to comply with all copyright and other laws worldwide in your use of this Site and to prevent any unauthorized copying of the Materials. Except as expressly provided, HBT does not grant any express or implied right to you under any patents, trademarks, copyrights or trade secret information.

As a convenience to you, HBT may provide, on this Site, links to Web sites operated by other entities. If you use those other sites, you will leave this Site. If you decide to visit any linked site, you do so at your own risk and it is your responsibility to take all protective measures to guard against viruses or other destructive elements. HBT makes no warranty or representation regarding, and does not endorse, any linked sites or the information appearing there or any of the products or services described there. Links do not imply that HBT or this Site sponsors, endorses, is affiliated or associated with, or is legally authorized to use any trademark, trade name, logo or copyright symbol displayed in or accessible through the links, or that any linked site is authorized to use any trademark, trade name, logo or copyright symbol of HBT or any of its affiliates or subsidiaries.

You agree to use the Site only for lawful purposes. You agree not to use the Site for illegal purposes or for the transmission of material that is unlawful, harassing, libelous, invasive of another's privacy, abusive, threatening, harmful, vulgar, obscene, or otherwise objectionable, or that infringes or may infringe the intellectual property or rights of another or that violates any international, federal, state, or local law.

You herein acknowledge that HBT may set up any such practices and/or limits regarding the use of our Services, without limitation of the maximum number of days that any email, message posting or any other uploaded content shall be retained by HBT, nor the maximum number of email messages that may be sent and/or received by any member, the maximum volume or size of any email message that may be sent from or may be received by an account on our Service, the maximum disk space allowable that shall be allocated on HBT's servers on the member's behalf, and/or the maximum number of times and/or duration that any member may access our Services in a given period of time. In addition, you also agree that HBT has absolutely no responsibility or liability for the removal or failure to maintain storage of any messages and/or other communications or content maintained or transmitted by our Services. You also herein acknowledge that we reserve the right to delete or remove any account that is no longer active for an extended period of time. Furthermore, HBT shall reserve the right to modify, alter and/or update these general practices and limits at our discretion.

You agree that HBT may in its sole discretion terminate your access to our Site, without notice, if we believe you have in any way violated these Terms of Service.

The personal information you submit to the Site is governed by the Site's Privacy Statement which is incorporated into these Terms of Service and forms a part of your Agreement with us. When we use the term "personal information" we mean information such as your first/middle initial or name and last name, street address, town or city, state, ZIP code, telephone number, email address, gender and any other information that would allow someone to identify you or contact you.

You agree that you will not send, upload or transmit any communication, content or Material of any type to the email address listed on the "Contact Us" link or otherwise to HBT that infringes or violates any rights of any party or violates these Terms of Service. Any user submitting or otherwise exchanging communications, content or Material, including, without limitation, any personal or commercial information, idea, concept or invention, irrevocably grants to HBT an unrestricted, worldwide, royalty free license to use reproduce, display publicly, perform, publish, transmit and distribute such Materials and you further agree that HBT is free to use any ideas, concepts or know-how that you or individuals acting on your behalf provide to HBT.

When you send emails to us, you are communicating with us electronically and consent to receive return communications, if any, from us electronically. You agree that all agreements, notices, disclosures and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing.

The Materials on this Site may contain inaccuracies and typographical errors. HBT does not warrant the accuracy or completeness of the Materials or the reliability of any advice, opinion, statement or other information displayed or distributed through the Site. You acknowledge that any reliance on any such opinion, advice, statement, memorandum, or information shall be at your sole risk. HBT reserves the right, in its sole discretion, to correct any errors or omissions in any portion of the Site. HBT may make any other changes to the Site, the Materials on the Site and the products, programs, services or prices (if any) described in the Site at any time without notice. The use of this Site and its content is at your own risk and the Site and content are provided "as is." Transmissions over the Internet and communications networks are not in our control and can never be completely secure. Accordingly, we cannot and shall not be liable for any delay, failure, interruption, compromise or corruption of any data or other information transmitted in connection with use of the Site, including information you provide to us or our Site.

To the fullest extent permitted by law, HBT and the site disclaim all warranties, express and implied, statutory and otherwise, including but not limited to the implied warranties of merchantability, title, non-infringement, and fitness for particular purpose.

In no event shall HBT, the site, or the site's licensors, suppliers and content providers be liable for any damages, including, without limitation, direct, indirect, incidental, consequential, special, exemplary and special damages or damages resulting from lost data or business interruption, regardless of the form of action or the basis of the claim, whether based on warranty, contract, tort, strict liability or any other legal theory, and whether or not a party has been advised of the possibility of damages.

If, for any reason, HBT or an affiliate or service provider shall be found to be liable, the aggregate liability to you or any other party or parties claiming with, under or through you, shall be limited to ten dollars (U.S. $10.00), notwithstanding any claim that such remedy fails of its essential purpose. No claim or action arising from or concerning the Site, content or otherwise hereunder may be brought later than one (1) year from the date the claim or cause of action arose.

Some jurisdictions do not allow the disclaimer of certain types of damages or liability in whole or in part with respect to consumer agreements, and although the exclusions, limitations and disclaimers in these Terms of Service shall always be construed to take full advantage of their meaning to the extent permitted by law, you should consult your own legal advisor should you wish to determine the laws and regulations that apply to you.

All users and/or members herein agree to insure and hold HBT, Inc., our subsidiaries, affiliates, agents, employees, officers, partners and/or licensors blameless or not liable for any claim or demand, which may include, but is not limited to, reasonable attorney fees made by any third party which may arise from any content a member or user of our site may submit, post, modify, transmit or otherwise make available through our Services, the use of HBT Services or your connection with these Services, your violations of the Terms of Service and/or your violation of any such rights of another person.

HBT reserves the right, at its sole discretion, to change, modify, add or remove any portion of these Terms of Service in whole or in part, at any time. Changes in these Terms of Service will be effective when notice of such change is posted. Your continued use of the Site after any changes to those Terms of Service have been posted on-line will be deemed acceptance of such revised Terms of Service.

We reserve the right to modify or discontinue, temporarily or permanently, any or all of the Site and/or any or all features, products, services or information appearing on or available through any or all of the Site with or without notice to you. You agree that we shall not be liable to you or any third-party for any modification or discontinuance of such features, products, services, information or the Site. HBT may terminate the authorization, rights and license given above and, upon such termination, you shall immediately destroy all Materials in your possession. No waiver of any of these Conditions of Use shall be deemed a further or continuing waiver of such term or condition.

As a member of our site, you may cancel or terminate your account, associated email address and/or access to our Services by updating your member profile on our site.

As a member, you agree that HBT, Inc. may, without any prior written notice, immediately suspend, terminate, discontinue and/or limit your account, any email associated with your account, and access to any of our Services. The cause for such termination, discontinuance, suspension and/or limitation of access shall include, but is not limited to:

1. any breach or violation of our Terms of Service or any other incorporated agreement, regulation and/or guideline;
2. by way of requests from law enforcement or any other governmental agencies;
3. the discontinuance, alteration and/or material modification to our Services, or any part thereof;
4. unexpected technical or security issues and/or problems;
5. any extended periods of inactivity; and/or
6. any engagement by you in any fraudulent or illegal activities.

Furthermore, you herein agree that any and all terminations, suspensions, discontinuances, and or limitations of access for cause shall be made at our sole discretion and that we shall not be liable to you or any other third party with regards to the termination of your account, associated email address and/or access to any of our Services.

The termination of your account with our site shall include any and/or all of the following:

1. the removal of any access to all or part of the Services offered within our site;
2. the deletion of your password and any and all related information, files, and any such content that may be associated with or inside your account, or any part thereof; and
3. the barring of any further use of all or part of our Services.

Any correspondence or business dealings with, or the participation in any promotions of, advertisers located on or through our Services, which may include the payment and/or delivery of such related goods and/or Services, and any such other term, condition, warranty and/or representation associated with such dealings, are and shall be solely between you and any such advertiser. Moreover, you herein agree that HBT, Inc. shall not be held responsible or liable for any loss or damage of any nature or manner incurred as a direct result of any such dealings or as a result of the presence of such advertisers on our website.

Either HBT, Inc. or any third parties may provide links to other websites and/or resources. Thus, you acknowledge and agree that we are not responsible for the availability of any such external sites or resources, and as such, we do not endorse nor are we responsible or liable for any content, products, advertising or any other materials, on or available from such third party sites or resources. Furthermore, you acknowledge and agree that HBT, Inc. shall not be responsible or liable, directly or indirectly, for any such damage or loss which may be a result of, caused or allegedly to be caused by or in connection with the use of or the reliance on any such content, goods or services made available on or through any such site or resource.

In the event you have a dispute, you agree to release HBT, Inc. (and its officers, directors, employees, agents, parent subsidiaries, affiliates, co-branders, partners and any other third parties) from claims, demands and damages (actual and consequential) of every kind and nature, known and unknown, suspected or unsuspected, disclosed and undisclosed, arising out of or in any way connected to such dispute.

HBT, Inc. may furnish you with notices, including those with regards to any changes to the Terms of Service, including but not limited to email, regular mail, MMS or SMS, text messaging, postings on our website Services, or other reasonable means currently known or any which may be herein after developed. Any such notices may not be received if you violate any aspects of the Terms of Service by accessing our Services in an unauthorized manner. Your acceptance of this Terms of Service constitutes your agreement that you are deemed to have received any and all notices that would have been delivered had you accessed our Services in an authorized manner.

If you have any questions about the content of these Terms of Service or about the practices of this Site or your dealings with this Site, please contact the HBT Privacy Office at the following address:

• Attention: Privacy Officer
• Address: 13809 Research Boulevard, Suite 500
  Austin, Texas 78750
• Email: compliance@hbtechllc.com

ENTIRE AGREEMENT

This Terms of Service constitutes the entire agreement between you and HBT, Inc. and shall govern the use of our Services, superseding any prior version of this Terms of Service between you and us with respect to HBT, Inc. services. You may also be subject to additional terms and conditions that may apply when you use or purchase certain other HBT, Inc. services, affiliate services, third-party content or third-party software.

CHOICE OF LAW AND INTERNATIONAL USERS

This Site is controlled, operated and administered by HBT from its offices within the United States of America. HBT makes no representation that Materials at this Site are appropriate or available for use at other locations outside of the United States and access to them from territories where their content is illegal or restricted is prohibited. You may not use the Site or export the Materials in violation of U. S. export laws and regulations. If you access this Site from a location outside of the United States, you are responsible for compliance with all local laws. These Terms of Service shall be governed by the laws of the United States and of the State of Colorado, without giving effect to its conflict of laws provisions.

Your Agreement to these Terms of Service constitutes the entire agreement between HBT and you with respect to your use of the Site. If for any reason a court of competent jurisdiction finds any provision of the Terms of Service which form the basis of our Agreement or any portion thereof, to be unenforceable, that provision shall be enforced to the maximum extent permissible so as to affect the intent of the Agreement, and the remainder of this Agreement shall continue in full force and effect.

NO RIGHT OF SURVIVORSHIP NON-TRANSFERABILITY

You acknowledge, understand and agree that your account is non-transferable and any rights to your ID and/or contents within your account shall terminate upon your death. Upon receipt of a copy of a death certificate, your account may be terminated and all contents therein permanently deleted.